Working with Melissa

Financial planning and investing are my passions, and I love using this site and social media to contribute to the conversation about personal finance, making retirement come true, and building wealth.

In your lifetime, you face seemingly endless life-changing decisions, many directly impacting your financial well-being. And that’s why I’m here. The best answers for you are rarely as easy as a Google search. While there’s information everywhere, it’s hard to decipher what’s credible and what applies to you. We will help bring you the information that matters to your life so you can make the best decisions for your family.

If you have enjoyed reading and would like to see if working with me would be a good fit, below are the details for working together.


Hello there!

Let's Start with Coffee

Whether you're looking for Comprehensive Wealth Management or just a Plan, everything starts with an introductory coffee meeting, We will meet in person or virtually.

Find A Time

NO SALES GIMMICKS OR PRESSURE TACTICS

Just Transparent Fees and Services

Your situation is unique, and our financial planning services are tailored to meet you where you are. Whether you're approaching retirement, creating your legacy plan, saving for college, or looking to buy your first home, we offer services to help get you on track for your dream future.

Service Offerings


Comprehensive Financial Planning with Investment Management

AUM Fee

Main Street Advisors' investment philosophy is based on the individual. We get to know you, your goals, time horizon, risk tolerance, and circumstances. We marry what we learn about your goals with research-backed investment philosophies to help create the best plan for you and your family.

Semi-annual review meetings + check-ins as needed.

Click here for our fees

Flat-Fee Financial Plan

$4,000, only 3 more spots left for 2024
(Rate increasing to $6,400 in January 2025)

For those planning for a large life event and want a CFP® to make sure they are on the right path.

(2 months, 4-5 meetings)

In the Comprehensive Financial Plan, we review every financial aspect of your life and create an actionable plan that aligns with your financial goals and puts you on the path to freedom.


Hourly Engagements

$400 | 2 HOUR MINIMUM ENGAGEMENT

(Rate increasing to $450/hour in January 2025)

Whether you're going through a divorce, want to apply for a mortgage, or have a new job offer and want to understand your benefits, I am here to help navigate the financial planning side of life as it unfolds. These hourly engagements are perfect for those with targeted issues they need assistance with. We’ll work together at a comfortable pace, addressing one area at a time.


Social Security Planning

$295 | 60 MINUTES

Our Social Security planning sessions are highly personalized and will provide you with an actionable analysis. We will explore the various Social Security claiming options available to you and help equip you with the knowledge to help you choose your best claiming strategy. Our recommendations will expose you to opportunities to improve other areas of your financial life.


Life Insurance

We typically recommend our clients insure for security, and nothing more. This means term life insurance will be the best fit for most who need life insurance.

In some cases, such as in planning for long-term care, business succession, or legacy planning, cash-value life insurance, such as whole life or universal life insurance plans, could make sense.

We make commissions on life insurance policies we sell to our clients.

This material contains only general information and is not a solicitation to sell any insurance product or security, nor is it intended as any financial or tax advice. For information about specific insurance needs or situations, contact your insurance agent. Guarantees are based on the claims paying ability of the issuing company. If you need more information or would like personal advice you should consult an insurance professional. You may also visit your state’s insurance department for more information.

The Financial Planning Process


Step 1: Understanding Your Personal and Financial Circumstances

Step 2: Identify and Select Goals

Step 3: Analyze Your Current Course of Action & Potential Alternative Course(s) of Action

Step 4: Develop the Financial Planning Recommendation(s)

Step 5: Financial Plan Presentation

Step 6: Implementing the Financial Planning Recommendation(s)

Step 7: Monitoring Progress & Updating the Plan

Typical Financial Planning Topics

  • Cash Flow Planning
  • Tax Planning
  • Investment Planning
  • Education Planning
  • Insurance Planning
  • Debt Payoff Planning
  • Risk Management Analysis
  • Employee Benefits Analysis
  • Real Estate Analysis
  • Retirement Planning
  • Major Lifestyle Decision Planning & Analysis
  • Estate Planning